For details and limitations regarding coverage, please contact your Program Sponsor. Data Breach Planning Services and Data Breach Response Services are provided by NXG Strategies, LLC. Data Breach Remediation Services and Employee Identity Recovery Services are provided by InfoArmor Inc. Data Breach Services are only performed with agencies and institutions in the United States, or territories where U.S. law applies. These Services are performed with these U.S. institutions and agencies regardless of where the fraud was perpetrated, resident status in the U.S., or U.S. citizenship of the consumer. Some services may be limited or unavailable to non-U.S. citizens and persons residing outside the U.S. Worth Ave. Group shall serve as the administrator of the Mobile Phone Coverage and shall assume and perform administrative obligations, including but not limited to, adjudication of any Claims. Worth Ave. Group's insurance policies are underwritten by the Hanover Insurance Group. Business Legal Plan is provided by Legal Club of America. Legal matters involving the laws of jurisdictions outside the United States or its territories are excluded from the Legal Plan. Other exclusions apply. Telehealth Plan is provided by American Well Corporation. Certain terms, conditions and limitations apply to these benefits.