Terms and Conditions
Definitions
“Business Legal Plan” refers to the part of the Services that provide legal services for the Plan Members.
“Collections Matters” refer to any matter in which the Business Member is owed money by a debtor. This may include calls and letters and court appearances if necessary..
“Attorneys” or “Plan Attorneys” or “Participating Attorneys” are defined as licensed and qualified to practice law in their state, to maintain professional liability insurance if required by their state, and have contracted with Legal Club of America® to provide legal services to plan members as outlined in this Plan Member Guidebook for the law areas that they handle and the cases that they accept.
“Plan Member” is defined as any Business Member in the Covered Group eligible to receives a Legal Club Membership by virtue of nxg|PROTECT Biz Premium Group Services Program.
“Guarantee” refers to the guarantee that Legal Club will use its best effort to locate and refer Plan Members to a Participating Attorney that will abide by the fee schedule outlined herein.
Terms and Conditions
- The Business Legal Plan is designated for use by the Business Member only and may not be used by Business Representatives or Employees for personal legal matters.
- Participating attorneys are bound by their state’s professional code of ethics. They will advise Plan Members if they have a conflict of interest in taking the Plan Member’s case. Attorneys have the inherent right to decline a case for any reason. However, Plan Attorneys have agreed not to reject any eligible Plan Member seeking services by reason of the amount of fees to which he or she may be entitled to charge under the Business Legal Plan.
- Participating Attorneys are subject to change without notice.
- If applicable, Attorney fees are paid directly to the Plan Attorney. Participating Attorneys are not employees of NXG or its Service Provider and have no financial obligation to the company.
- NXG, its Service Provider and any of their agents, officers, or subsidiaries are not liable to indemnify or reimburse any Plan Member or Participating Attorney for any attorney fees or costs generated by the Plan Member.
- NXG, its Service Provider and any of their agents, officers, or subsidiaries, as well as State Bar Associations and other regulatory agencies, do not guarantee the quality or quantity of legal services that are provided by Plan Attorneys. However, all Participating Attorneys are required to provide certificates of liability insurance if required by their state associations, and background checks are performed periodically to verify that they are in good standing.
- Plan Attorneys have the sole responsibility for providing any and all legal services to the Plan Member.
- NXG and its Service Provider is not a law firm, insurance carrier or a provider of legal services.
- Court filing fees, expert witness fees, court costs, court reporter fees, transcript expenses, photocopying costs, postage, telephone toll charges and any other incidental expenses incurred by the Plan Member are excluded from discounted rates under any of the three pricing formulas described in the fulfillment for the Business Legal Plan. Travel expenses are not eligible at discounted rates when the Attorney must travel to represent a Plan Member’s interests.
- In certain situations, attorney liability may require Plan Attorneys to ask for a retainer from the Business Member prior to providing some of the Free Legal Services.
Exclusions
The following matters are excluded from the Legal Plan:
- Legal matters involving the laws of jurisdictions outside the United States or its territories.
- Legal matters where the Plan Member has already retained a Participating Attorney’s counsel at their usual and customary rates prior to the effective date of the Business Legal Plan.
- Frivolous legal matters as determined by the Plan Attorney in accordance with the professional code of ethics in their state.
- Any action involving Legal Club, Plan Attorneys, affiliated companies or any of their company’s or affiliated company’s directors, officers, employees or agents in any matter in which they have interests adverse to the Plan Member’s interests.
- Legal matters against the Program Sponsor, the Business Member, directors, officers, agents or employees of the Business Member, where Business Legal Plan membership was gained through the Program Sponsor and the Business Member.